Tyler Better Business Bureau
If you are one of many who despise carrying a wallet full of payment methods, the emergence of new smartphone apps which now enable customers to pay with their smartphones may be just for you.
BBB provides tips to help ensure a safer, more secure transaction when you pay with a smartphone:
- Avoid public networks. If you access account information via a Wi-Fi hotspot, hackers can access your accounts as well. Only connect to secure wireless networks when conducting important transactions.
- Look out for fake apps. Use caution when downloading phone apps. Malicious apps are often disguised as legitimate, and without security software, it’s nearly impossible to tell the difference. A malicious app is dangerous because it can steal all the data from your smartphone or tablet and send out spam. Or, even worse, it can monitor everything you do and capture all your usernames and passwords. With the recent increase in mobile malware and viruses, it’s imperative to ensure that application publishers are authorized by official financial organizations.
- Check for updates. Periodically check on your service provider’s website for your phone’s make and model.
- Download a mobile security product. Security software can help you avoid many of the potential dangers associated with smartphones. Along with offering the standard malware, spam and firewall protection, this software can help control your phone should it find its way in the wrong hands. This is particularly crucial for Android users, as Androids and Windows based devices tend to be more vulnerable to attacks.
Go to www.bbb.org for more advice on protecting personal information. To report a fraud or scam, call the BBB Hotline at 903-581-8373.
For more information on how to be a savvy consumer, go to www.bbb.org. To report a scam, call the BBB Hotline at 903-581-8373.